Disclaimer

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Before proceeding with accessing the contents of this website –www. Lugi.org
You -the Users / visitors / guests, are required to read this important disclaimer and agree with the following terms & conditions:

This website – www. Lugi.org (“Website”) is operated by LUGI – Life Underwriters Guild of India. (“Operators”).

Our Commitment
www. Lugi.org strongly committed to your right to privacy and to keeping your- the Users / visitors / guests, personal and financial information secure. To earn your – the Users / visitors / guests, trust and confidence in our commitment, we are fully disclosing our privacy practices. We encourage you – the Users / visitors / guests, to read our privacy statement to understand what types of personally identifiable information we collect and how we use this information.

Usage Terms

It is understood & agreed by you -the Users / visitors / guests, that this website – www. Lugi.org is being offered to you by www. Lugi.org on the condition that you -the Users / visitors / guests, accept it without any modification of the terms, conditions, and notices contained herein and your use of this Website – www. Lugi.org, would constitute your -the Users / visitors / guests, agreement to all such terms, conditions and notices.

Information collected by www. Lugi.org and how it is used
www. Lugi.org only collects the necessary personally identifiable information in order to respond to your requests for our customized services. Personally identifiable information includes, but is not limited to, first and last name, physical address, e-mail address, phone number, birth date, and any other information that itself identifies or when tied to the above information, may identify you -the Users / visitors / guests, as a specific individual.

www. Lugi.org does not collect personally identifiable information about you – the Users / visitors / guests, except when you – the Users / visitors / guests, specifically and knowingly provide it. www. Lugi.org and its service partners use your – the Users / visitors / guests, personally identifiable information to operate the sites and services and to inform you -the Users / visitors / guests, of new features, services, from www. Lugi.org and its affiliates / Associates.

www. Lugi.org may also carefully select other companies to send you -the Users / visitors / guests, information about their services which are related to the site’s service but are not necessary to its operation (an “Extended Service”). If www. Lugi.org intends to use personally identifiable information for an Extended Service, the www. Lugi.org will provide – you the Users / visitors / guests, with the ability and requisite instructions to decline this service.
You – the Users / visitors / guests, may also stop the delivery of informational or promotional mail from www. Lugi.org by following the instructions on the mail, or any other mode of communications.
www. Lugi.org may disclose personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to Conform to the edicts of the law or comply with legal process served on the site or its owners;
Protect and defend the rights or property of the site-owners, the site or the users of www. Lugi.org and act under exigent circumstances to protect the personal safety of users of www. Lugi.org, the site, its owners, or the public.

Users / Visitors / Guests interaction features
1. Restricted Access: Access to this Web site –
www. Lugi.org or any portion thereof can be denied by www. Lugi.org at their sole discretion, without any prior notice

2. Other Websites
www. Lugi.org site contains links to other websites. www. Lugi.org is not responsible for the privacy practices or the content of such websites.

3. Notify Us
If at any time you – the Users / visitors / guests, believe that www. Lugi.org its users/members have not adhered to these principles, please notify www. Lugi.org by e-mail at lugiwebmaster@gmail.com and we will use all commercially reasonable efforts to promptly determine and correct the problem.

4. Terms of Use:
By visiting www. Lugi.org you -the Users / visitors / guests, are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your – the Users / visitors / guests, continued use of www. Lugi.org means that you- the Users / visitors / guests, accept any new or modified terms and conditions that we come up with. Please re-visit the `Terms of Use’ webpage / link at www. Lugi.org from time to time to stay abreast of any changes that we may introduce.
The term www. Lugi.org is used through this entire Terms of Use document to refer to this website – www. Lugi.org, its owners and the employees and associates of the owner

5. Personal and non-commercial usage:
It is understood & agreed by you – the Users / visitors / guests, that this website – www. Lugi.org, and its contents including statement, opinion, material, etc. is for your – the Users / visitors / guests, personal and non-commercial use only and you – the Users / visitors / guests, cannot copy, transmit, distribute, reproduce, publish, license, display, modify, perform, create derivative works from, transfer, or sell any information, software, products or services obtained from this website- www. Lugi.org.

6. No unlawful or prohibited use:
You -the Users / visitors / guests, understand and warrant to www. Lugi.org that you -the Users / visitors / guests, will not use this website – www. Lugi.org, for any purpose that is unlawful or prohibited by terms, conditions and notices contained herein.

7. Disclaimer and Exclusion of Liability:
The information contained and provided on this Website – www. Lugi.org is of a general nature. www. Lugi.org does not intend to provide any professional advice, solicitation or offer to sell, recommend or purchase securities and /or funds to the Registered ‘Users’ (hereinafter referred to as Users / Visitors / Guests) of this Website – www. Lugi.org, through this Website, www. Lugi.org. It is further clarified that all the information, opinions, statistics, statements, products, materials and services contained, provided and posted on this Website- www. Lugi.org, are contained, provided and posted on an “as is” basis. This Website – www. Lugi.org contains information, opinions, statements, statistics, products, services and materials that have been obtained from sources believed to be reliable and an effort has been made to provide accurate information. However, the Users / Visitors / Guests are advised to exercise due caution and verify any or all information sought to be relied upon and/or seek independent professional advice before they enter into any commercial or business relationship or transaction with any person or entity, and /or any other party or make any investment or enter into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on this Website- www. Lugi.org. The Users / Visitors / Guests of this Website – www. Lugi.org, expressly understand and agree that it is their sole responsibility to authenticate, verify and evaluate or take professional advice on the accuracy and completeness of all information, opinions, statements and other materials contained, posted, provided or expressed on this Website – www. Lugi.org or any other website with which it is linked.
8. No warranty:
www. Lugi.org makes no warranties of any kind and nature whatsoever either express or implied, including but not limited to warranties regarding the performance, accuracy, merchantability and/or fitness for a particular purpose of the information, opinions, statements, statistics, products, services and materials provided and posted on this Website – www. Lugi.org or of the results obtained from the use of such information, statements, opinions, products, services and materials.

9. REGISTRATION:
By registering, you -the Users / visitors / guests, certify that all information you -the Users / visitors / guests provide, now or in the future, is accurate.
If you do not login at www. Lugi.org for a continuous period of 90 days your -the Users / visitors / guests, registration may get automatically cancelled. It’s advisable to login once in a way at least before the expiry period. Otherwise, you may have to get registered again, if required.
www. Lugi.org reserves the right, in its sole discretion, to deny you -the Users / visitors / guests, access to www. Lugi.org or any portion thereof without notice for the following reasons (a) immediately by www. Lugi.org for any unauthorized access or use by you -the Users / visitors / guests, (b) immediately by www. Lugi.org you- the Users / visitors / guests, assign or transfer (or attempt the same) any rights granted to you – the Users / visitors / guests, under this Agreement; (c) immediately, if you -the Users / visitors / guests, violate any of the other terms and conditions of this User Agreement
I agree to get periodic SMS alerts, if any, or as when being introduced / updated etc.
I agree to get periodic newsletters / mailers on info about or for or of the site – www. Lugi.org.

10. LICENSE
www. Lugi.org hereby grants you- the Users / visitors / guests, a limited, non-exclusive, non-assignable and non-transferable license to access www. Lugi.org provided and expressly conditioned upon your -the Users / visitors / guests, agreement that all such access and use shall be governed by all of the terms and conditions set forth in this USER AGREEMENT.
The Users / Visitors / Guests of this Website- www. Lugi.org, understand and agree that any action taken or decision made by them based on the information, statements and/or opinions contained, provided, posted, made or expressed on this Website – www. Lugi.org will be taken or made by them at their own risk without any recourse whatsoever to www. Lugi.org.

11. No guarantee:
The Users / Visitors / Guests Of this Website- www. Lugi.org, understand and agree that www. Lugi.org, makes no guarantee whatsoever and assumes no liability whatsoever with regard to the timeliness, completeness, accuracy, adequacy, fullness, functionality and reliability of the information, opinions, statements, statistics, products, services & materials contained, provided, posted or expressed on this Website – www. Lugi.org, and will not be liable for any damages, whether direct or incidental, special or consequential incurred by any Users / Visitors / Guests of this Website- www. Lugi.org on account of the use of the information, opinions, statements, statistics, products, services & materials contained, provided, posted or expressed on this Website- www. Lugi.org, whether or not Growmoneyfincorp.com knew or should have known that such damages might be incurred, including but not limited to loss of income or profits or market value loss on the sale or purchase of securities and/or funds.

12. No endorsements:
It is further clarified www. Lugi.org does not certify and/or does not endorse any opinions contained, provided, posted or expressed on this Website – www. Lugi.org and neither does www. Lugi.org,certify and/or endorse any products and/or services sold by any party on this Website – www. Lugi.org or otherwise and makes no representation or warranty, express or implied, of any kind whatsoever with respect to the same, including but not limited to, warranties of fitness, merchantability or fitness of such links for any particular purpose with respect to the same.

13. Hyperlink Disclaimer and Exclusion of Liability: This Website – www. Lugi.org may contain links to other websites operated by parties other than www. Lugi.org. The Users / Visitors / Guests of this Website – www. Lugi.org understands that such other websites and their contents are neither checked nor monitored by www. Lugi.org for timeliness, completeness, accuracy, adequacy, fullness, functionality and reliability of the information, opinions, statements, statistics, products, services & materials contained, provided, posted or expressed on such websites or any link contained in a linked website or their conformance with the applicable laws and regulations and make no warranties, of any kind and nature whatsoever, including but not limited to warranties regarding the performance, merchantability and / or fitness for a particular purpose. The Users / Visitors / Guests of this Website – www. Lugi.org understands and agrees that the operating procedures and the terms of use of such websites shall become applicable to them on their gaining access to such other sites. www. Lugi.org is also not responsible without limitation for the any changes or updates to such websites and inclusion of such links on the Website does not imply any degree of endorsement by www. Lugi.org regarding the quality and/or accuracy of information provided or the nature of content of such linked websites.

14. LINKS TO THIRD PARTY SITES
of The links in www. Lugi.org may or may not allow you to leave this site – www. Lugi.org. www. Lugi.org has not reviewed, nor www. Lugi.org the linked sites are not under the control approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by www. Lugi.org of the site. Third party links to www. Lugi.org shall be governed by a separate agreement.
15. Third Party Material: This website – www. Lugi.org contains material in the form of inputs submitted by Users / Visitors / Guests and www. Lugi.org accepts no responsibility for the content or accuracy of such content nor does www. Lugi.org makes any representations by virtue of the contents of this website – www. Lugi.org in respect of the existence or availability of any goods and services advertised in the contributory sections. www. Lugi.org makes no warranty that the contents of the website are free from infection by viruses or anything else which has contaminating or destructive properties and shall have no liability in respect thereof.
16. Advertising material:
Part of this website – www. Lugi.org contains advertising and other material submitted to www. Lugi.org by third parties. Kindly note that those advertisers are responsible for ensuring that material submitted for inclusion on the website complies with all legal requirements. Although acceptance of advertisements on the website is subject to www. Lugi.org terms and conditions, www. Lugi.org does not accept liability in respect of any advertisements.
17. Other contents:
This website www. Lugi.org will contain articles and recorded messages contributed by several individuals, Users / Visitors / Guests. The views are exclusively their own and do not necessarily represent the views of www. Lugi.org. The linked sites are not under the control of www. Lugi.org and- www. Lugi.org is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. www. Lugi.org is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by www. Lugi.org of the site.

18. Modification and Alteration: www. Lugi.org reserves the unqualified and unlimited right to amend, alter, edit, modify, delete, suspend or discontinue, temporarily or permanently this Website – www. Lugi.org or any portion thereof and /or the information, opinions, statistics, services, products and /or materials contained and provided on this Website – www. Lugi.org or any part thereof, with or without prior notice. The Users / Visitors / Guests understand and agree that www. Lugi.org shall not be liable in any manner whatsoever to them or to any third party for any such amendment, alteration, editing, modification, deletion, suspension or discontinuance of this Website – www. Lugi.org.

The Users / Visitors / Guests understand and agree that www. Lugi.org have an unqualified and unlimited right to amend, alter, edit modify, and/or delete the Usage Terms and Disclaimer contained herein with or without prior notice to the Users / Visitors / Guests and the Users / Visitors / Guests shall not be entitled to make any claims of any kind and nature whatsoever against www. Lugi.org on account of losses or damages of any kind and nature incurred or suffered by the Users / Visitors / Guests on account of such change, modification or alteration thereof. The amended Usage Terms and Disclaimer shall be posted by www. Lugi.org on this Website- www. Lugi.org, for the convenience of the Users / Visitors / Guests and the Users / Visitors / Guests shall be responsible for reviewing the Usage Terms and Disclaimer each time they gain access to this Website – www. Lugi.org to ensure that they have reviewed and understood the then current and applicable Usage Terms and Disclaimer as may be posted on this Website – www. Lugi.org from time to time. The Users / Visitors / Guests understand and agree that in case the Users / Visitors / Guests chose to gain access to the Website, they shall be deemed to have read and understood the then current and applicable Usage Terms and Disclaimer for all purposes thereof, irrespective of whether they have actually read and understood the Usage Term and Disclaimer or not.

19. USE OF MESSAGE BOARDS, CHAT ROOMS AND OTHER COMMUNICATION FORUMS:
If this Web site – www. Lugi.org, contains message/bulletin boards, blogs, chat rooms, or other message or communication facilities (collectively, “Forums”), you -the Users / visitors / guests, agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, you- the Users / visitors / guests, agree that when using a Forum, you- the Users / visitors / guests, shall not do any of the following:
Defame abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Publish post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you -the Users / visitors / guests, own or control the rights thereto or have received all necessary consents.
Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer
Conduct or forward surveys, contests, or chain letters.
Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

20. Data Protection: Users / Visitors / Guests of this Website – www. Lugi.org, understand and agree that though all reasonable care is taken by www. Lugi.org to secure and keep confidential all data and information provided by the Users / Visitors / Guests on this Website – www. Lugi.org, or to this Website – www. Lugi.org or through this Website – www. Lugi.org, however www. Lugi.org shall not be liable and shall not be held responsible for unauthorized and illegal access to such data and information by third parties through illegal and unlawful activities such as hacking. Users / Visitors / Guests expressly waive their right to make claims and demands of any kind and nature whatsoever, against www. Lugi.org on account of any losses or damages whether direct, incidental, special, or consequential incurred or suffered by any Users / Visitors / Guests of this Website – www. Lugi.org, on account of such unauthorized access to such data and information, whether or not www. Lugi.org knew or should have known that such damages might be incurred or suffered, including but not limited to loss of income or profits or market value loss on the sale or purchase of funds and/or securities.

21. EQUIPMENT AND OPERATION
You -the Users / visitors / guests, shall provide and maintain all telephone/internet and other equipment necessary to access www. Lugi.org, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you -the Users / visitors / guests. You- the Users / visitors / guests, are responsible for operating your- the Users / visitors / guests, own equipment used to access www. Lugi.org.

22. COPYRIGHT & NO RETRANSMISSION OF INFORMATION:
www. Lugi.org as well as the design and information contained in www. Lugi.org the valuable, exclusive property of www. Lugi.org and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity. All investment ideas /stock call information, if any on www. Lugi.org is the proprietary, confidential property of www. Lugi.org and cannot be repeated for any reason outside the www. Lugi.org. You -the Users / visitors / guests, agree not to repeat or rebroadcast in any way any of the investment ideas / stock call if any information made on www. Lugi.org for any reason whatsoever. You- the Users / visitors / guests, agree that if you – the Users / visitors / guests, do repeat or re-post any of www. Lugi.org calls by any mean, you- the Users / visitors / guests, will be liable for actual and punitive damages as determined by www. Lugi.org and additional damages to be determined by an Indian court of Law.
You – the Users / visitors / guests, may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by www. Lugi.org prior to such use. You -the Users / visitors / guests, may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share www. Lugi.org, any part thereof, or any of the information received or accessed there from to or through any other person or entity unless separately and specifically authorized in writing by www. Lugi.org prior to such use. In addition, you -the Users / visitors / guests, may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of www. Lugi.org without prior written authorization except as set forth herein, any other use of the information contained in www. Lugi.org requires the prior written consent of www. Lugi.org and may require a separate fee.

23. Trademark and Copyright Protection: The Users / Visitors / Guests of this Website – www. Lugi.org understands and agrees and is put to notice that unless otherwise indicated, this Website – www. Lugi.org and its content, text, layout, graphics, design, compilation and other matters related to this Website – www. Lugi.org is protected under applicable copyrights, trademarks and other proprietary (including, but not limited to intellectual property) rights and is the property of www. Lugi.org or the material is included on this Website – www. Lugi.org, with the permission of the owner of such rights and is protected pursuant to copyright and trademark laws.

The Users / Visitors / Guests are prohibited from transmitting, displaying, publishing, broadcasting, disseminating, copying, reproducing, downloading, modifying, selling or circulating the information and materials contained in this Website – www. Lugi.org, in any form or by any means, including but not limited to, electronic, mechanical, photocopying, recording, or otherwise without the express prior written consent of www. Lugi.org.

24. DELAYS IN SERVICES
Neither www. Lugi.org (including its and their Trusties / Executives / members / committee members / Executive Committee members / Committee chairmen/chairperson or appointed Executive Committee members / Directors, consultants, employees, affiliates, agents, representatives or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. www. Lugi.org shall have no responsibility to provide you – the Users / visitors / guests, access to www. Lugi.org while interruption of www. Lugi.org is due to any such cause shall continue.

25. INDEMNIFICATION:
YOU -the Users / visitors / guests, SHALL INDEMNIFY DEFEND AND HOLD HARMLESS www. Lugi.org (INCLUDING TRUSTEES / EXECUTIVES / MEMBERS / COMMITTEE MEMBERS / EXECUTIVE COMMITTEE MEMBERS / COMMITTEE CHAIRMAN OR CHAIRPERSON OR APPOINTED EXECUTIVE COMMITTEE MEMBERS / ITS AND THEIR OFFICERS, DIRECTORS, CONSULTANTS, EMPLOYEES, AFFILIATES, GROUP COMPANIES, AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) FROM ANY AND ALL CLAIMS AND LOSSES IMPOSED ON, INCURRED BY OR ASSERTED AS A RESULT OF OR RELATED TO: (a) your – the Users / visitors / guests, access and use of www. Lugi.org (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by www. Lugi.org.

26. No Privity of Contract: The Users / Visitors / Guests expressly agree and understand that nothing contained in this Website – www. Lugi.org or the Usage Terms or the Disclaimer contained herein shall be deemed or may be construed to create a privity of contract between the Users/Visitors and www. Lugi.org.

27. CONFLICTING TERMS:
If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of www. Lugi.org.

28. Entire Understanding: It is clarified that the abovementioned Usage Terms and Disclaimer contain the entire understanding between the Users / Visitors / Guests of this Website – www. Lugi.org, and with respect to this Website – www. Lugi.org and supersedes all prior understandings (written or verbal), representations and negotiations and shall not be modified or affected by any course of dealing or course of performance. In case any term of the Usage Terms and/or Disclaimer is declared invalid or unenforceable for any reason whatsoever, by a court of competent jurisdiction, such term shall, insofar as it is severable from the remaining terms, be deemed omitted from the Usage Terms and Disclaimer and shall in no way affect the legality, validity or enforceability of the remaining terms.

29. Waiver: In case of a failure on the part of www. Lugi.org to enforce any provision of these Usage Terms and Disclaimer shall not be deemed a waiver of such provision nor of the right to enforce such provision.

30. Jurisdiction: The Users / Visitors / Guests understand and agree that only the courts of Coimbatore, Tamilnadu, India, shall have the exclusive jurisdiction to resolve any controversy or claim of whatever nature arising out of or relating to use of this Website – www. Lugi.org or the information, statements, opinions, products, services and materials contained, provided, posted or expressed in this Website – www. Lugi.org and the laws of India shall govern such dispute or claim. However, – www. Lugi.org retains the right to bring legal proceedings in any jurisdiction where they believe that infringement of the Usage Terms and/or the Disclaimer is taking place or originating.

31. ATTORNEY’S FEES:
If www. Lugi.org takes action (by itself or through its associates) to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, www. Lugi.org shall be entitled to recover from you -the Users / visitors / guests, (and you – the Users / visitors / guests, agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney’s fees and any costs of any litigation.

32. ENTIRE AGREEMENT:
This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and www. Lugi.org. By using the Information on www. Lugi.org, you – the Users / visitors / guests, assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you -the Users / visitors / guests. www. Lugi.org does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security if any or investment if any by you -the Users / visitors / guests, or any other individual. The Information is not intended to provide tax, legal or investment advice, which you -the Users / visitors / guests, should obtain from your -the Users / visitors / guests, professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, www. Lugi.org or other of the purchase or sale of securities, investment ideas if any.
THE SERVICE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, www. Lugi.org Or LUGI – Life underwriters Guild of India DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, and WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

33. TERMINATION:
This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by www. Lugi.org for any unauthorized access or use by you – the Users / visitors / guests, (b) immediately by www. Lugi.org if you -the Users / visitors / guests, assign or transfer (or attempt the same) any rights granted to you -the Users / visitors / guests, under this Agreement; (c) immediately, if you -the Users / visitors / guests, violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not affect any right or relief to which www. Lugi.org may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you – the Users / visitors / guests, will terminate and revert to www. Lugi.org. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to www. Lugi.org is non-refundable for any reason.

NEITHER www. Lugi.org NOR ANY OF ITS TRUSTEES / EXECUTIVES / MEMBERS / COMMITTEE MEMBERS / EXECUTIVE COMMITTEE MEMBERS / COMMITTEE CHAIRMAN OR CHAIRPERSON OR APPOINTED EXECUTIVE COMMITTEE MEMBERS / ITS AND THEIR OFFICERS, DIRECTORS,CONSULTANTS, EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU- the Users / visitors / guests. IN SUCH COUNTRIES, THE RESPECTIVE LIABILITY OF www. Lugi.org, ITS EMPLOYEES, directors, consultants, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE AMOUNT PROVIDED UNDER SAID LAW. FURTHER, YOU – the Users / visitors / guests, AGREE AND UNDERSTAND THAT ALL SERVICES PROVIDED ARE NON-REFUNDABLE AND THAT YOU SHOULD CAREFULLY CONSIDER WHETHER OUR SERVICES ARE ABLE TO MEET YOUR NEEDS.

34. Legal compliance:
The terms of this agreement are exclusively based on and subject to Indian law. You -the Users / visitors / guests, hereby consent to the exclusive jurisdiction and venue of courts ONLY in Coimbatore, Tamilnadu, India in all disputes arising out of or relating to the use of www. Lugi.org. Use of www. Lugi.org is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph
*
Assumed expression of consent by you – the Users / visitors / guests:
I have carefully read, understood & further agree to be bound by the terms and conditions mentioned in the present Disclaimer. I further agree & understand that the usage of this website – www. Lugi.org would be construed to be my acceptance to be bound by the terms and conditions contained in this present disclaimer.

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