Message from Mr.S.K.Samy, APFinSA Chairman

LUGI is among one of our 11 member associations in the Asia Pacific region providing a platform among life insurance practitioners in India for education opportunities and career advancement. This is in line with APFinSA’s objective to encourage the enhancement of educational and professional standards of financial services practitioners in the Asia-Pacific Region.  APFinSA has always emphasized education as an important learning journey for financial practitioners. We are pleased with LUGI’s  contributions in India as our member country, in terms of implementing and facilitating our prestigious education programmes as well as playing a key role in this area.

APFinSA is also the proud organiser of the esteemed biennial Asia Pacific Life Insurance Congress (APLIC), with the first APLIC Congress being held in 1991 hosting more than 5,000 delegates from the region. Following the success of the 1st APLIC Congress, 14 more congresses have taken place. The next highly anticipated 16th APLIC Congress would be in 2017. The continual success of the APLIC Congress has convinced us of the need to provide a platform for industry leaders and national associations to come together to share news in the industry and to learn from one another. APLIC aims to promote financial fraternity and professionalism among financial services advisors, promote co-operation and exchange of knowledge, ideas and skills, provide certified training and education, improve practice development competence, increase business development and productivity, and share legislative, economic, social and industry changes affecting our industry.

The insurance industry is truly universal, through the risk protection products and risk management services it offers. Because the fundamental franchise of insurance is based on trust and the utmost good faith, at the retail level the industry is highly regulated. As with all regulatory systems, a healthy and dynamic insurance regulatory system will comprise checks and balances to mediate the voices of regulator, regulated and the consumer such that the right level of regulation is achieved. This system of checks and balances will necessarily create a dynamic tension between the regulators and the regulated influenced, by many variables which will change over time as the system re-calibrates to meet new demands for different equilibriums dictated by a changing marketplace.

The essential goal of this debate is how to achieve the right mix of regulation and freedom to innovate to assure that the system remains in tune with the demands of the social, economic and political environment as it evolves through time. The insurance industry association (LUGI) plays a vital role with other stakeholders in achieving the right balance in an evolution toward better insurance regulation.

 

Central to the association should be a strong belief in the benefits that the industry brings to individuals, businesses and society as a whole to share risk, mitigate adversity and marshal capital for economic and individual development and resilience in the face of hardship. LUGI should be an unapologetic advocate to all stakeholders that the assumption and management of risk is beneficial and that the association should be an important component of national social and economic life. The insurance association should be a force in the community and a resource to all.

I wish LUGI the very best in its pursuance to be an outstanding association in India benefitting all its members.

S Kolandasamy (SK Samy)
Chairman (2015-2017)
Asia Pacific Financial Services Association (APFinSA)

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