About the Programme
LUGI now launches the Certificate in Insurance Planning (CIP) — a course created to provide fundamental working knowledge on personal finance, risk management, and practical aspects of insurance planning.
The CIP is designed to equip insurance professionals, financial advisors, and banking personnel with the core competencies needed to serve clients comprehensively. It bridges the gap between theoretical knowledge and real-world advisory practice, making it an ideal starting point for professionals entering or advancing in the financial services industry.
Your gateway to Professionalism.
What Makes CIP Unique
Why CIP?
Accessible entry point — Ideal for new and mid-career insurance agents, bank employees, and financial advisors who want a recognised credential without disrupting their work.
Holistic curriculum — Covers risk, investment, retirement, and tax planning concepts that are directly relevant to client conversations.
Pathway to FChFP — CIP serves as the foundation course leading to the Fellow, Chartered Financial Practitioner designation — Asia's premier financial planning credential.
LUGI network advantage — Access to 120+ chapters, 5,000+ members, and a community of professionals committed to excellence in the industry.
Programme Details
CIP Certificants are insurance and financial service professionals who have successfully completed all CIP module examinations and met the designation requirements set by LUGI.
Upon receiving the CIP designation, certificants are listed in the LUGI directory and are recognised across the Indian financial services industry as qualified insurance planning professionals.
The CIP syllabus is structured to build knowledge progressively across the core domains of insurance and financial planning:
- Fundamentals of Personal Finance
- Risk Management & Insurance Principles
- Life Insurance Products & Planning
- Health & General Insurance Concepts
- Investment Basics for Advisors
- Retirement & Estate Planning Fundamentals
- Tax Planning Essentials
- Client Advisory Skills & Ethics
Programme fees cover study materials, classroom instruction, examination registration, and certificate issuance upon successful completion. Please contact the LUGI Secretariat at cip@lugi.org for the current fee schedule.
Examinations are held periodically throughout the year at authorised LUGI chapter venues. The schedule is announced in advance and communicated to all registered candidates.
Re-attempt provisions are available for candidates who do not pass on their first attempt, subject to applicable fees.
The CIP is open to all LUGI members in good standing who are employed directly or indirectly in the Indian financial services industry.
A minimum educational qualification of Secondary School Certificate (SSC / 10th pass) or equivalent is required. Insurance advisors, financial intermediaries, bank employees, and mutual fund distributors are all eligible.
To enrol in the CIP programme, contact the LUGI Secretariat or your nearest LUGI chapter. Enrolment forms along with required documents must be submitted before the commencement of each batch.
For queries, write to cip@lugi.org or call the Secretariat at +91 422 4374962. Our team will guide you through the full enrolment process.